ATM Full Form, What Is The Full Form Of ATM Machine?

Have you ever heard a term called ATM? well, you have obviously heard it before right? so today, in this article we are going to talk about the ATM machine and going to cover all the related topics like the full form of ATM, how ATM works, important parts of an ATM machine, how to use ATM.

If you have never used an ATM machine before and you don’t know anything about ATM then this post is going to be very helpful for you, I can assure you that after reading this article you will get all the information about ATM machine and you don’t have to visit other pages.

atm full form

What Is An ATM Machine?

Well, starting from the beginning, let’s talk about what is an atm machine? an ATM machine is an electronic machine that allows customers to do banking transactions without visiting the branch. If you have a credit or debit card issued by your bank then you can easily use the ATM machine.

ATM was first introduced in London in 1967 and in just 50 years ATM got very popular and secured its presence in almost every country and is spreading day by day. The ease that an ATM provides to the customer is just amazing, ATMs are a convenient way to deposit or withdraw money without visiting your bank again and again.

They are very easy to use, you just have to dip your card inside it and have to do follow some simple instructions to perform your transaction, we will talk about “how to use atm” later in this article.

Also Read: How To Delete Paytm Account

ATM Full Form

Whenever you heard ATM term the first question that always arises in your mind is, “what is the full form of atm?”, actually ATM stands for Automated Teller Machine, most of you guys will already know this term by “Any Time Money” but this is not the actual full form of atm, the atm actually stands for automated teller machine.

Using Automated Teller Machines you can deposit and withdraw any amount of your choice from your bank account using a debit or credit card. Nowadays, ATMs are not limited to withdraw or deposits only, but you can do various other tasks also like transfer funds, pay your bills, can print your account mini statements and many more.

Like in a bank branch the cashier which is also known as teller, counts the cash and handover it to you, ATM do the same thing for you, but it works automatically and doesn’t require any human power that’s why they are known as “Automated Teller Machines

What Is AN ATM Card (Credit Card Or Debit Card)

atm card

An ATM card is nothing but the card that you dip inside the ATM machine to perform any kind of transactions like deposit, withdraw or fund transfer from your bank account.

ATM card can be your debit card or credit card, you can have a look at the above image to have an idea about how an ATM card looks like.

While doing any transaction at ATM from your debit or credit card you have to enter your ATM PIN inside it, now what is an ATM PIN? Atm Pin is a sequence of numbers that is used to secure your transactions, without entering that PIN nobody can do any transactions using your Debit card or credit card.

If your card gets stolen then you don’t have to worry about your money, it is safe, but in that case, you should call your bank and should ask them to block that card so that it won’t get used in any fraudulent activity.

How To Use ATM

Using an ATM is a child’s play in 2019, no matter, if you are a techy guy or not anybody, can use ATM without any prior knowledge and skills but you have to follow some simple steps to get your transaction done at ATM.

how to use atm machine

How To Use ATM Machine

  • The first Dip you card inside the machine and let it rea the card information
  • Then it will ask you to choose your language, English or Hindi
  • Then it will ask you to enter your PIN
  • After entering your pin, you will get access to a bunch of options like cash to withdraw, deposit, balance inquiry, etc
  • You can choose your option and complete your transaction
  • After completing your transaction just remove your card back from the ATM machine

[su_note]Note: To avoid any kind of fraud just double-check the ATM machine if it has any suspicious device attached at its card reader or not. If you notice any kind of third party device attached to the ATM then don’t insert your ATMcard inside it, it can be a card spoofer who can capture your card details, just inform the ATM guard or the bank about this issue as soon as possible.[/su_note]

For more information, you can watch this video.

ATM Machine Parts

ATM machines usually consist of two types of devices, Input Devices, and Output Devices.

Input Devices: They are used to take input from the user
Output devices: They are used to display output to the user

Input Devices

Card Reader: This pre-installed device is used to read your card details like account information, account holder name, etc that is stored inside a magnetic chip located behind the card. It records all your transaction and activities and keeps them synced with bank servers

Keyboard: This is a normal key input device that is used to type information like PIN, amount details, and some other options like Select, Cancel, etc.

Output Devices

Screen: All the actions and information are displayed to your eyes using Screen. It is the same as a computer screen which tells you information like account holder name, cash amount, options, etc.

Cash Dispenser: This is the main device that is used to dispense your cash amount from ATM.

Transaction Receipt Printer: You will get a printed copy of your transaction with some extra information that is provided by the receipt printer


In this article, we have discussed ATM machines and covered topics like atm full form, how to use atm machine, atm machines parts, etc. We will keep updating this article so that you will stay updated on this topic. If you think that we have missed some information then you can tell us by commenting below also if you have any doubt then you can comment below, we are happy to help you.

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